Monday, 28 August 2017

How To Maintain A Good Credit Record When You’re In The Military

Are you a good or a poor credit risk? You may not know until you submit an application for a loan or credit. Here are some top tips on how to maintain a healthy credit score, regardless of your location.

The result can sometimes be surprising. Moving around with the military doesn’t always help your credit score, although significant effort has been made in recent years to improve awareness within the financial industry of the circumstances of military personnel.

How does a credit rating score work?

Your credit score measures you as a financial risk. A poor credit score can make it difficult to borrow money. This can affect your application for credit cards, motor finance, a mortgage and other services such as mobile phone contracts.

How is your credit risk measured?

All lenders want different things and have their own ways of scoring but are likely to take into account the following:

  • Occupation
  • Address history
  • Length of employment
  • Annual Income
  • Previous and existing creditors and your credit payment history
  • County Court Judgments
What is likely to make you a poor credit risk?

Friday, 25 August 2017

Mental Health Out-of-Hours Crisis Helpline - Shropshire and Telford & Wrekin

Click on image to enlarge

If you, or someone you care for, experiences a mental health crisis out-of-hours, you can call the new Crisis Helpline on 0300 124 0364 for help and support.

The line is run by South Staffordshire and Shropshire Healthcare NHS Trust in partnership with Mind Shropshire.
The out-of-hours line is available:
Sunday - Thursday 6pm - 2amFriday- Saturday 6pm - 6am

Friday, 18 August 2017

NHS Start4Life Information Service for Parents

Baby on the way? Or maybe just arrived? 
Sign up FREE for Start4Life Information Service for parents and get loads of tips and advice tailored to your baby's age.

Monday, 14 August 2017